NCBA to Mpesa is when you transfer funds from your bank account directly to your Safaricom number with an active Mpesa for use on purchases and sending money to friends and partners.
It is a secure money transfer system intended for instant payments from your bank to your mobile wallet account linked to your bank account. You can also send money to other people registered on Mpesa or Airtel Money.
This post shows the fees and service charges when withdrawing cash from NCBA to Mpesa in 2024. These are the default charges that apply every time you make a money transfer to Mpesa
With NCBA Bank, sending amounts below Ksh100 is free, and the highest amount you can be charged as transfer fees is Ksh67 when you send the maximum allowable limit of Ksh150,000. Check out all charges;
|From NCBA amount;
|To Mpesa charges
|Ksh1 – Ksh100
|Ksh101 – Ksh500
|Ksh501 – Ksh1,000
|Ksh1,001 – Ksh1,500
|Ksh1,501 – Ksh2,500
|Ksh2,501 – Ksh3,500
|Ksh3,501 – Ksh5,000
|Ksh5,001 – Ksh7,500
|Ksh7,501 – Ksh20,000
|Ksh20,001 – Ksh150,000
For Pesalink online or mobile, amounts up to Ksh500 are free to transfer to Mpesa, and the minimum you can send is Ksh10. On the other hand, a standard service fee of Ksh50 applies for Ksh501 to Ksh10,000, and money above that is subject to Ksh100 constant transfer fees to the maximum limit.
Getting your NCBA account statements is free, but when you forget your PIN, you will pay Ksh15 for a reset.